Invoice factoring sells your unpaid B2B or B2G invoices to a third-party finance company at a discount in exchange for immediate cash. You deliver goods or services, issue an invoice, and instead of waiting weeks for payment, you receive most of the invoice value upfront. The factoring company collects from your customer and remits the remaining balance minus their fee. This arrangement keeps cash flowing so you can cover payroll, materials, and overhead without delay. As a broker, Sapphirecove Lenders connects Blende businesses with factoring partners whose terms align with your invoicing cycle, customer base, and growth plans.